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储蓄存款利息是银行对储户的一种物质奖励。但存款利息是怎样计算的,有些储户还不甚了解。 其实,利息计算方法很简单,只要记住了下面这个计算公式就可以了。 利息计算公式:利息=本金×存期×利率。利率通常用的有年利率、月利率和利率三种,年利率用百分比表示,如现今整存整取一年定期存款,年利率为10.98％表示存入一百元到期可获得利息10.98元;月利率用干分比表示,如整存整取半年定期储蓄,月利率为
Interest on savings deposits is a bank rewards for depositors. However, how to calculate interest on deposits, some depositors do not yet understand. In fact, the interest calculation method is very simple, just remember the following formula on it. Interest calculation formula: Interest = principal × deposit × interest rate. Common interest rates are used in three annual interest rates, interest rates and interest rates in three, the annual interest rate expressed as a percentage, such as the entire deposit one year to take regular deposits, the annual interest rate of 10.98% means that the deposit of 100 yuan interest earned 10.98 yuan ; Monthly interest rates expressed in dry minutes, such as the entire deposit take six months regular savings, the monthly interest rate