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1995年3月,武汉凌美装饰工程有限公司(以下简称凌美公司)向湖北金源城市信用社(以下简称金源信用社)申请借款45万元,借款期限为6个月,从1995年3月1日至同年9月1日。为保障还款,凌美公司以自己所有的“神龙”、“大发”轿车各一辆作抵押。金源信用社提出还需担保单位,于是凌美公司总经理找自己的好友、时任湖北省汽车工业公司武汉公司(以下简称武汉公司)办公室主任的吴军帮忙。吴军怕领导不同意,便利用保管公章之便,擅自在凌美公司同金源信用社借款合同上加盖了武汉公司公章,同时还假冒经理签字在借款合同上签名。凌美公司将盖好章的借款担保合同交给金源信用社,金源信用社见是颇有实力的武汉公司担保,未加审核便如期贷给凌美公司45万元。但凌美公司到1995年底仅付利息2.7万元。
In March 1995, Wuhan Lingmei Decoration Engineering Co., Ltd. (hereinafter referred to as Lingmei Company) applied for a loan of 450,000 yuan from Hubei Jinyuan Urban Credit Cooperative (hereinafter referred to as Jinyuan Credit Cooperative) for a loan period of 6 months from 1995 March 1 to September 1 of the same year. To protect the repayment, Ling Mei Company mortgaged all of its own “Dragon”, “Daihatsu” sedan. Golden Resources Credit Union also proposed the need for security units, so Ling Mei, general manager of the company to find their own friends, when the Hubei Provincial Automotive Industry Corporation Wuhan Company (hereinafter referred to Wuhan company) Office Director Wu Jun help. Wu Jun afraid of leadership do not agree, they use the custody of the seal will be without authorization in the United States with Lingyuan Credit Union loan contract stamped with the company seal of Wuhan, but also the fake manager signed the loan contract signature. Ling Mei Company will cover the chapter of the loan guarantee contract to the Golden Resources Credit Cooperatives, Golden Resources Credit Cooperatives see is quite powerful Wuhan company guarantees, without approval will be on loan to Ling Mei Corporation 450,000 yuan. However, the United States Ling Mei companies only to pay interest by the end of 1995 27,000 yuan.