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从我国当前农村中小企业金融服务体系的现状入手,具体解释了我国农村中小企业金融服务体系中大银行垄断、贷款交易成本高,风险大、金融机构扶持力度的弱化给农村中小企业金融服务体系带来的影响,而后从强化金融机构的扶持力度、落实金融政策、突出民间金融的地位以及扩宽农村金融市场四个方面提出了解决农村中小企业金融服务体系的措施。
Starting from the current situation of the financial service system of rural SMEs in our country, this paper explains in detail the monopoly of the big banks in the rural SMEs ’financial service system, the high loan transaction cost, the high risk and the weakening of the financial institutions’ support to the rural SME financial service system And then put forward measures to solve the financial service system of rural small and medium-sized enterprises from the four aspects of strengthening the support of financial institutions, implementing the financial policies, highlighting the status of non-governmental finance and expanding the rural financial markets.