论文部分内容阅读
基于社会主义市场经济体制下,商业银行在发展的过程中,所面临的风险逐渐加大,尤其是商业银行的流动性资金较大,相应财务风险隐患丛生,而现有的财务风险管理体系不健全,相应管理理念与制度等不完善,致使财务风险管理效果差,严重阻碍了商业银行发展的步伐。基于此,本文首先针对财务风险管理的内涵进行了综述,其次在分析商业银行财务风险管理所存在问题的基础上,为如何实现财务风险管理体系的完善构建提出了对策,以供参考。
Under the socialist market economic system, the risks faced by commercial banks in the course of their development gradually increase. Especially, the liquidity funds of commercial banks are large, and the corresponding financial risks are troublesome. However, the existing financial risk management system Soundness, imperfection of the corresponding management concepts and systems, resulting in poor financial risk management, seriously hampering the pace of the development of commercial banks. Based on this, this article first summarizes the connotation of financial risk management, and secondly, based on the analysis of the problems existing in the financial risk management of commercial banks, this article proposes some countermeasures for how to perfect the financial risk management system for reference.