个人住房抵钾货洲个人住房按揭货款汽车消费货款大额耐用消费品货款助学、家居装溃等消费货款性质个人信货个人消费信货个人消费信货个人消费信货个人消费信货期限比较灵活,短则几个月,长则三五年一般1一7年一般3一5年一般2一3年助学4一6年装溃2一4年用途没有明确要求购买指定 Personal housing arrived in potassium personal housing mortgage loan car consumer loans large consumer durables consumer loans, home purchase crust consumer credit nature of personal credit personal consumer credit individual consumer credit individual consumer credit individual consumer goods delivery period is more flexible , A few short months, a long three five years General one seven years General three to five years General two to three years Aid 4 to 6 years to install 2 to 4 years Uses no specific requirements to buy specified