一、前言近年来,我国高校办学规模和招生人数不断扩大。伴随着医药价格的不断上涨,“看病贵”成为普遍现象。大学生普通疾病治疗水平较低,一旦学生患重病,就会面临家庭致贫、学校和社会束手无策的尴尬境地。现有的医疗保险制度已逐渐暴露出种种弊端,加重了家庭和各高校的负担,难以适应经济和社会的发展。因此,笔者认为研究如何改革完 I. Preface In recent years, the number of enrollment and the enrollment of colleges and universities in our country have been constantly expanding. With the continuous rise in the price of medicine, it is a common phenomenon that “medical treatment is expensive.” The average level of undergraduate medical treatment is relatively low. Once a student is seriously ill, he or she will face the poverty of the family and the helpless situation of the school and society. The existing medical insurance system has gradually exposed various drawbacks, increasing the burden on families and colleges and universities and making it difficult to adapt to economic and social development. Therefore, I think the study of how to reform finished