近日,笔者从报纸上看到一则信息:北京某高校学生陈明(化名),毕业两年后考取研究生,请求原部份助学贷款延期归还,遭银行拒绝后须和银行对簿公堂,请求银行允许其延期归还。学生何以和银行对簿公堂,银行为何不“近一点人情”?陈明之所以和银行对簿公堂是由于其面临巨大的经济压力, Recently, the author saw a message from the newspaper: Chen Ming, a college student in Beijing (a pseudonym), two years after graduation to apply for a postgraduate examination, request the original part of the student loan deferred return, after being rejected by banks and banks to court, request The bank allows it to be deferred. Why students and banks to the court, why banks are not “nearly human”? The reason why Chen Ming and banks in court is due to its enormous economic pressure,