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面对人身的意外打击,除了保障范围广的寿险外,还有针对性更强的意外险来补充。为全面预防意外,采取定期寿险+意外伤害保险的组合,再择时增加终身寿险,是更坚实的防火墙。这样构筑的安全防线,会最大限度地保障投保人的利益。同时终身险可以选择分红型,保额会随着寿命延长而上涨。
The face of personal accidental blow, in addition to a wide range of life insurance coverage, there are more targeted accident insurance to supplement. In order to prevent accidents in a comprehensive manner, a combination of regular life insurance and accidental injury insurance will increase life-long life insurance and be a more solid firewall. Security lines constructed in this way will maximize the protection of policyholders’ interests. At the same time life insurance can choose dividends, insurance amount will rise as life expectancy.