随着利率市场化进程的加快,河南省地方银行面临着较大的利率市场化风险,有效地对利率市场化风险进行管理可以促进河南省地方银行的发展,以及河南省经济的发展。本文对河南省地方银行利率市场化风险管理的现状进行分析,并提出了加快中间业务的发展,加快产品创新的推进;加强资产负债管理;提高从业人员的素质和水平,强化不良贷款的管理等对策建议。 With the acceleration of marketization of interest rates, local banks in Henan Province are faced with a large risk of marketization of interest rates. Effectively managing the interest rate marketization risks can promote the development of local banks in Henan Province and the economic development of Henan Province. This article analyzes the current situation of interest rate marketization risk management of local banks in Henan Province and puts forward the measures to speed up the development of intermediate business, speed up the promotion of product innovation, strengthen asset liability management, improve the quality and level of employees, and strengthen the management of non-performing loans Suggestions.