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从今年七月一日开始实施的《中华人民共和国商业银行法》(以下简称《商行法》),是一部保障商业银行正当权益、调整商业银行关系、规范商业银行行为的重要法律.当前,我国的专业银行正在向国有商业银行转轨,“商行法”的颁布,不仅明确了商业银行的性质、地位、职能和权利,而且为商业银行体制的确定,提供了法律上的依据.值此全国金融系统上下深入学习《商行法》之际,我谈谈个人的学习体会.
The Commercial Bank Law of the People’s Republic of China (“Commercial Law”), which came into force on July 1 this year, is an important law that guarantees the legitimate rights and interests of commercial banks, adjusts the relationship between commercial banks, and regulates the conduct of commercial banks.At present, The professional banks in our country are turning to the state-owned commercial banks. The promulgation of the Commercial Bank Law not only clarifies the nature, status, functions and rights of the commercial banks, but also provides the legal basis for the establishment of the commercial banking system. As the financial system goes deep into the “Commercial Law”, I will talk about the personal learning experience.