近年来受到灾害影响,黔西南州烤烟屡屡减产甚至绝收,烟农的生产积极性难以提振。针对黔西南州烤烟种植保险工作中存在的承保公司积极性不高、保险理赔队伍匮乏、烟农风险意识淡薄等问题,提出了加大财政扶持、加快队伍建设、规范工作机制、主动防灾减灾、改善投保方式等相应的对策和建议。 In recent years, affected by the disaster, Qianxinan Prefecture has repeatedly reduced or even rejected the flue-cured tobacco, tobacco farmers are hard to boost their enthusiasm for production. In order to solve the problems such as lack of enthusiasm of underwriting companies, lack of insurance claims team and weak risk awareness of tobacco farmers in Qianxinan Prefecture, the author puts forward some suggestions to increase financial support, speed up team building, standardize work mechanism, take initiative disaster prevention and mitigation and improvement Insurance methods and other appropriate countermeasures and suggestions.