近年来,随着国库体系建设不断完善和业务创新工作的不断发展,商业银行代理国库业务工作取得了一定成效,但也为人民银行实施监督管理职能带来了一定难度,尤其是国库集中支付业务的全面开展给国库监管工作带来了新问题和挑战。一、存在问题(一)资格认定难按照《中国人民银行关于明确地方国库集中收付代理银行资格认定有关事项的通知》规定,人民银行国库部门负责对商业银行代理国库 In recent years, with the continuous improvement of the state treasury system and continuous development of business innovation, the commercial banks have achieved some success in acting for the State Treasury business, but have also brought some difficulties to the People’s Bank in supervising and supervising the functions of the Treasury, in particular, the Treasury centralized payment service The full implementation of the national treasury supervision has brought new problems and challenges. I. Existing Problems (I) Difficulties in Qualification Identification According to the “Circular of the People’s Bank of China on Relevant Matters Concerning the Qualification of Bank for Centralized Collection and Payment of Proxying Treasury at the Local Bank”, the treasury department of the People’s Bank of China is responsible for handling the treasury bonds