《企业年金试行办法》试行已有三年了,企业年金在人们的脑海中已基本形成了概念,但作为企业年金内在动力的企业方,对于年金制度的实施仍处于观望阶段,本文从企业的角度,对企业年金实行难的原因进行了分析,提出了企业领导人重视不够、国家相关政策不明朗、总体上操作比较繁琐、缺乏相关的专业人员和专业技术的支持等原因,并提出了相关解决方案。 The pilot scheme of enterprise annuity has been put into trial for three years. Enterprise annuity has basically formed the concept in people’s minds. However, as the internal motivator of enterprise annuity, the implementation of annuity system is still in a wait-and-see phase. From the point of view of the enterprise, , Analyzed the reasons for the implementation of enterprise annuity, put forward the reasons why enterprise leaders did not pay enough attention to the relevant state policies, the operation was cumbersome overall, the lack of related professionals and professional technical support, and put forward the relevant solutions Program.