论文部分内容阅读
本文以中国竞技体育发展模式下退役运动员养老保障问题为研究,对我国退役运动员养老保险的现状进行分析。认为当前我国运动员养老保险存在整体制度设计不完善、养老金积累困难、缺乏有效供给、运动员参保意识淡薄等问题。因此,为退役运动员提供必要的经济补偿和养老保障,解除后顾之忧,对我国竞技体育的可持续发展尤为重要。文章借鉴了世界银行提出的养老保险“五支柱”模式,提出应积极构建符合我国国情的运动员养老保险“五支柱”模式:养老补贴制度、基础养老金、个人账户、职业年金及其他资助。
Based on the research on the issue of endowment insurance for retired athletes under the mode of development of competitive sports in China, this paper analyzes the current situation of endowment insurance for retired athletes in our country. It is considered that there are some problems in the current pension system in our country, such as imperfect system design, difficulties in accumulating pensions, lack of effective supply and weak awareness of participation in athletes. Therefore, for the retired athletes to provide the necessary financial compensation and pension security, lifting the worries, the sustainable development of our sports is particularly important. The article draws lessons from the model of “Pillar of Pillar” put forward by the World Bank and puts forward that it is necessary to actively construct the “Five Pillars” model of pensioners in line with China’s national conditions: pension subsidy system, basic pensions, personal accounts, occupational annuities and Other funding.