保险对象:年满18周岁的企业、事业、机关单位在职职工,属于中国职工保险互助会会员,均可参加本计划。 保险期限:全部保险期限分为缴费期和领取期,缴费期自第一次缴纳养老保险储金开始到约定缴费年龄满为止,领取期自约定领取年龄开始直至本计划履行完毕时止。 Insurance target: those who are 18 years of age or above who are employed by enterprises, undertakings and government agencies, and are members of China Insurance Association for Workers and Workers may join this program. Insurance period: The entire insurance period is divided into the payment period and the collection period. The payment period starts from the first payment of the pension insurance fund to the agreed payment age, and the collection period starts from the agreed collection age until the completion of the implementation of the plan.