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农村金融调节的正当性在于相关金融权利、权力及法益关系的平衡。农民基本金融权利具有人权属性,相应地,国家负有保护农民基本金融权利实现的调节义务。农村金融市场调节的失灵客观上要求国家对农村金融进行调节,而农村金融调节的独立与局限性又规定与限定了这种权力的作用空间。因此,应在坚持农村金融调节公平与法益平衡的基础上,通过法治来保障农村金融调节的正当行使。
The legitimacy of rural financial regulation lies in the balance of relevant financial rights, powers and legal interests. The peasants ’basic financial rights have the human rights attribute. Correspondingly, the state has the regulatory obligation to protect the peasants’ basic financial rights. The adjustment of rural financial market failure objectively requires the state to regulate rural finance, and the independence and limitations of rural financial regulation also provides and limits the role of such power space. Therefore, we should guarantee the proper exercise of rural financial regulation through the rule of law on the basis of insisting on the balance between the fairness of rural financial regulation and the benefit of law and interests.