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社会保障体系建设是一项庞大而艰巨的社会系统工程,是构建社会主义和谐社会的必要条件之一。完整的社会保障体系由社会保险、企业补充保险、商业保险三部分组成。本文从我国社会保障体系建设的现状出发,探索了商业保险在健全社会保障体系中的重要作用,着重阐述了商业保险对社会保险的补充作用,以及对社会保障水平的提高作用和扩展作用。
The construction of the social security system is a huge and arduous social system project and one of the necessary conditions for building a harmonious socialist society. A complete social security system consists of social insurance, corporate supplementary insurance, commercial insurance composed of three parts. Based on the current situation of social security system construction in our country, this article explores the important role of commercial insurance in perfecting the social security system and emphatically expounds the supplement effect of commercial insurance on social insurance, as well as the promotion and expansion of social security.