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为了促进小微企业的融资与发展,本文从网络金融创新的角度,结合目前国内小微企业融资现状和互联网金融发展状况,提出利用云计算和大数据技术等来解决小微企业融资困难的对策,主要内容包括:加强互联网金融平台建设;促进互联网金融业务创新;建立高效的互联网金融监督机制;完善互联网金融相关法律体系;增强金融机构的风险控制能力;加快互联网金融信用体系的升级等。
In order to promote the financing and development of small and micro enterprises, this paper proposes the countermeasures of using cloud computing and big data technologies to solve the financing difficulties of small and micro enterprises, combining the current financing status of small and micro enterprises in China and the development of Internet finance from the perspective of network financial innovation. , The main contents include: strengthening the construction of internet finance platform; promoting the innovation of Internet finance business; establishing efficient Internet financial supervision mechanism; perfecting the legal system of Internet finance; enhancing the risk control ability of financial institutions; and accelerating the upgrade of Internet financial credit system.