责任保险作为经营与管理公共风险的特殊险种,与经济发展的各个环节和社会事业的各个领域联系十分密切,与人民生活的各个方面息息相关。在社会主义市场经济体制不断完善,政府进行社会管理的范围和内容正在发生深刻变化,政府不再是实施社会管理惟一主体的新形势下,责任保险能够在 As a special type of insurance for managing and managing public risks, liability insurance has very close links with all aspects of economic development and various fields of social undertakings and is closely linked with all aspects of people’s lives. With the continuous improvement of the socialist market economic system, profound changes in the scope and content of the government’s social management and the fact that the government is no longer the sole subject of social management, liability insurance can be implemented in