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金融租赁业对我们来说,即熟悉又陌生。说其熟悉,是因为20世纪80年代在我国红火了一段,银行都成立了租赁公司或在信托公司中做起了租赁业务。说其陌生,是因为金融租赁业务在操作中变了型。说实话,我们当时对租赁也只是一知半解。然而十多年过去了,金融租赁业务仍然处于低潮,似乎听不到它的声音,许多人甚至把它遗忘。事实上,金融租赁业务具有其独特的优势。值得高兴的是,最近一段时期以来,金融租赁似乎看到了某种转机。而且,在入世后,金融租赁也是首批开放的业务。为此,我们组织了几篇文章,让大家有一个初步的了解。第一篇文章是对金融租赁业务比较全面的介绍,第二篇文章是关于金融租赁对中小企业的促进作用,第三篇文章谈的是商业银行如何分享这一业务带来的好处。
The financial leasing industry is familiar to us and unfamiliar to us. To be familiar with it is because the 1980s saw a booming fire in our country, where banks set up leasing companies or started leasing businesses in trust companies. To say it unfamiliar, because the financial leasing business in the operation has changed type. To be honest, we did not know much about leasing at the time. However, more than a decade later, the financial leasing business is still at a low ebb. It seems that it can not hear its voice and many people even forget it. In fact, the financial leasing business has its unique advantages. Happily, financial leasing seems to have seen some sort of turnaround in the recent period. Moreover, after the accession to the WTO, financial leasing is also the first open business. To this end, we organized several articles so that everyone has a preliminary understanding. The first article is a more comprehensive introduction to the financial leasing business. The second article deals with the promotion of small and medium-sized enterprises by financial leasing. The third article talks about how commercial banks can share the benefits of this business.