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中国银监会发布了新的《汽车金融公司管理办法》(简称新《办法》),在对出资人的门槛进行提高的同时,也对汽车金融公司的业务范围进行了扩大,允许发行金融债券、从事同业拆借,这在—定程度上扩展了汽车金融公司的业务范畴。相比2003年的《汽车金融公司管理办法》,新《办法》对汽车金融公司业务范围的扩大,拓宽了汽车金融公司的融资渠道,使其得以进入货币市场获取资金,但今后将不再允许汽车金融公司为贷款购车提供担保。
China Banking Regulatory Commission (CBRC) released a new “Measures for Administration of Auto Finance Companies” (referred to as the “new Measures”). While raising the threshold for investors, it also expanded the scope of the auto finance companies’ business and allowed the issuance of financial bonds to engage in Interbank borrowing, to a certain extent, extends the business scope of auto finance companies. Compared with the “Measures for the Administration of Auto Finance Companies” of 2003, the new Measures expand the scope of auto finance companies’ business and broaden the financing channels for auto financing companies so that they can get money into the money market to obtain funding but will no longer allow them in the future Auto finance companies guarantee loans for cars.