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2004年,先后4次飓风横扫美国加勒比海地区,损失560亿美元,保险理赔高达270亿美元。去年日本遭遇9次强台风和一次6.9级地震,总损失414亿美元,其中保险理赔就超过了一半。我国1998年特大洪水灾害损失2484亿元,保险赔偿仅30亿元。
In 2004, four hurricanes swept the United States and the Caribbean, losing 56 billion U.S. dollars and claiming up to 27 billion U.S. dollars in insurance claims. Japan suffered 9 typhoons and 6.9 earthquakes last year with a total loss of 41.4 billion U.S. dollars, of which insurance claims exceeded half. In 1998, China suffered a total loss of 244.4 billion yuan due to the catastrophic flood disaster and its insurance compensation was only 3 billion yuan.