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小微企业作为我国经济的重要组成部分,对促进就业、增加税收和繁荣经济有着较大贡献。然而,我国现有的金融机构对小微企业的关注度不够,融资难题一直是制约我国小微企业发展的关键因素。针对当前小微企业发展存在的问题,提出解决措施,对解决小微企业融资难问题以及我国经济的繁荣发展,具有重要的现实意义。
As an important part of China’s economy, small and micro enterprises have made great contributions to promoting employment, increasing taxes and boosting the economy. However, the existing financial institutions in our country are not paying enough attention to small and micro enterprises. The financing problem has always been the key factor restricting the development of small and micro enterprises in our country. In view of the problems existing in the development of small and micro enterprises at present, it is of great practical significance to put forward solutions to solve the financing difficulties of small and micro enterprises as well as the prosperity and development of our economy.