作为扮演国民经济的重要组成部分,中小企业再次做出了很大贡献。因为中小企业本身的发展需要资金支持,常常无法从银行获得贷款支持,这也一直制约着中小企业的发展。较为可行的是建立中小企业融资担保机构。本文的研究目的,就是在阐述我国中小企业融资担保体系存在的问题的基础上,改良我国中小企业融资担保困难的现状。 As an important part of playing a role in the national economy, SMEs have once again made a great contribution. Because the development of small and medium-sized enterprises needs financial support, they often can not obtain loan support from banks, which has also restricted the development of small and medium-sized enterprises. It is more feasible to establish a financing guarantee agency for SMEs. The purpose of this paper is to elaborate on the existing problems of SME financing guarantee system in our country and to improve the status quo of financing difficulties for SMEs in our country.