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民营企业是我国经济发展的重要推动力,但民营企业的发展还存在许多问题,其中融资问题可以说是民营企业发展的“肋骨”问题。本文从民营企业内部融资和外部融资,以及企业信用问题和社会担保体系等方面,对民营企业融资困难进行分析,揭示了民营企业融资困难的原因,民营企业应拓宽直接融资渠道,疏通间接融资渠道,完善社会信用及担保体系的建设,以改善民营企业融资机制。
Private-owned enterprises are an important driving force for the economic development of our country. However, there are still many problems in the development of private-owned enterprises. The financing issue can be said to be a “rib” issue for the development of private-owned enterprises. This article analyzes the financing difficulty of private enterprises from internal financing and external financing of private enterprises, as well as corporate credit issues and social security system, revealing the reasons for financing difficulties of private enterprises, private enterprises should broaden the direct financing channels and clear the indirect financing channels , Improve the construction of social credit and guarantee system to improve the financing mechanism of private enterprises.