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银证通,俗称“存折炒股”,是银行与券商联袂推出的金融产品,即投资者到银行办理签约手续后,便可直接凭储蓄卡或存折买卖股票。买入时资金直接从存折划出,卖出时资金直接回到存折,简化了中间环节,比传统交易方式便捷安全。银证通克服了以前股市账户资金与银行账户资金不能“融会贯通”的矛盾,实现储蓄、炒股两不误的目的,提高了资金利用效率。这一点对于支取应急款项很方便,避免了投资者在
Yinzheng Tong, commonly known as “passbook stocks,” is a financial product jointly launched by banks and brokerages. That is, investors can buy or sell shares directly with a savings card or a passbook after they have gone through the formalities of signing contracts with banks. Funds purchased directly from the passbook draw, the funds returned directly to the passbook to sell, simplifying the intermediate links, convenient and safe than the traditional trading methods. Yinzheng Tong overcome the previous stock market funds and bank account funds can not be “easy to get through” the contradiction, to achieve savings, stocks two correct purpose, improve the efficiency of the use of funds. This is convenient for withdrawing emergency payments and avoids investors