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上市银行年报披露大幕已经拉开。从近期银行已经披露的2015年年报和业绩快报来看,上市银行净利润增幅较2014年同期明显收窄,与此同时,银行不良贷款呈现“双升”态势。不良资产处置问题早已纳入监管视野,银行不良资产证券化试点产品即将落地。截至3月24日,共有10家上市银行公布了2015年经营情况,其中平安银行、中信银行公布了年报,其余8家银行披露了业绩快报。数据显示,10家银行2015年归属公司股东的净利润都实现
Listed banks disclosed the curtain has been opened. According to the 2015 Annual Report and Performance Express recently released by banks, the net profit growth of listed banks narrowed significantly compared with the same period of 2014, meanwhile, the non-performing loans of banks showed “double rise”. The issue of disposal of non-performing assets has long been incorporated into the regulatory horizon, and the pilot banks of non-performing assets securitization will soon come to the land. As of March 24, a total of 10 listed banks announced their business operations in 2015, with Ping An Bank and CITIC Bank announcing their annual reports and the remaining 8 banks disclosing their performance briefings. Data show that 10 banks in 2015 net profit attributable to shareholders to achieve