必须正视的问题一切从实际出发，实事求是己成为国有商业银行内部全体员工的共识。但是，与此同时，也应该正视，由于受计划经济体制和其它种种因素的影响，在国有商业银行经营管理中，与实事求是原则相悖的各种现象仍程度不同地存在。在经营指导思想上，效益第一观念还没有得 All issues that must be faced with proceed from reality, and seeking truth from facts has become the consensus of all staff within the state-owned commercial banks. However, at the same time, we should also look squarely at all. Due to the impact of the planned economy and other factors, the phenomena that run counter to the principle of seeking truth from facts in the management of state-owned commercial banks still vary to some extent. In the business philosophy, the first concept of efficiency has not got