论文部分内容阅读
信贷,是我国商业银行的主要业务和利润的主要来源,也是银行风险的主要产生源头,其运营效率关系着整个银行的经营效率。本文通过分析我国商业银行信贷考核机制的现状,找出其不足,并对此提出了建立良好的激励机制的相关建议。
Credit is the main source of the main business and profits of China’s commercial banks. It is also the main source of bank risk. Its operational efficiency is related to the operating efficiency of the entire bank. This article analyzes the status quo of China’s commercial bank credit assessment mechanism to find out its deficiencies, and put forward some suggestions on how to establish a good incentive mechanism.