我国是世界上老龄人口总量最多、增量最大的国家,养老事业面临的挑战尤为严峻。养老资金管理包括筹集、运作和发放这三个环节,其中运作环节直接关系养老资金价值,是养老资金管理的关键和难点。发挥金融市场作用,优化养老资金运作,维护和提升养老资金价值,是我国应对 China is the country with the largest total population and the largest increment in the world’s population. The challenges faced by the pension industry are especially severe. Pension fund management includes raising, operating and issuing these three aspects, of which operating links directly related to the value of pension funds, pension funds management is the key and difficult. To exert the function of financial market, optimize the operation of old-age pension funds, and safeguard and improve the value of old-age pension funds is our response