固定收益投资是指预先规定应得的投资收入,一般用百分比表示,按期支付,收益在整个投资期内不变。多数债券和优先股的收益都是固定的。固定收益投资的特点就是收益固定,包括存款投资、债券投资和优先股投资。这些投资收益稳定,风险性小。固定收益投资工具种类很多,如储蓄存款、商业票据、可转让大额存单、债券等。固定收益投资工具的性质是两权分离,必须归还。固定收益投资工具中的储蓄存款、债券、可转让大额存 Fixed income investment refers to the investment income demanded in advance, which is generally expressed as a percentage and paid on schedule. The income will not change throughout the investment period. The proceeds of most bonds and preferred shares are fixed. Fixed income investment is characterized by a fixed income, including deposit investment, bond investment and preferred stock investment. These investment income is stable, the risk is small. There are many types of fixed income instruments, such as savings deposits, commercial paper, negotiable certificates of deposit, bonds and more. The nature of fixed income instruments is the separation of the two rights and must be repaid. Savings, bonds, convertible large deposits in fixed income instruments