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发达国家保险市场的发展进程表明,寿险业务的规模终将超过非寿险。在全世界50家大保险公司中,大多数为寿险公司,而前10名均被寿险公司独揽。近几年来,我国保险业务的发展速度很快,每年均以超过上年30％以上的速度增长,但寿险业务所占的比例远远低于非寿险。结合我国的国情进行分析,无论是保险密度,还是保险深度方面,寿险业务的发展潜力极大,前景广阔。 据世界银行预测,到2000年,中国保险业收入将达到2000亿元人民币。可见在不久的将来,中国保险市场将呈现出蓬勃发展、
The development of the insurance market in developed countries shows that the size of life insurance business will eventually surpass that of non-life insurance. Of the 50 largest insurers in the world, the majority are life insurers, while the top 10 are monopolized by life insurers. In recent years, the development of China’s insurance business has been very fast with the annual growth rate exceeding 30% in the previous year. However, the proportion of life insurance business is much lower than that of non-life insurance. Based on the analysis of China’s national conditions, life insurance business has great potential for development and broad prospects in terms of insurance density and insurance coverage. According to the forecast by the World Bank, by the year 2000, China’s insurance revenue will reach 200 billion yuan. Visible in the near future, China’s insurance market will show a booming development,