近两年,国内众筹行业出现爆发式增长,众筹行业投资人数逐月创历史新高。众筹融资模式作为互联网金融六大模式之一,为解决国内中小微企业融资难和民间资本投资渠道不畅的问题开辟了一条新路子。本文首先介绍众筹融资模式的含义,然后分析众筹模式在国内发展的现状和制约发展的因素,最后提出相关建议。 In the past two years, there has been explosive growth in the domestic crowdfunding industry. The number of investors in the crowdfunding industry has hit a record high every month. As one of the six modes of Internet finance, the crowdfunding financing mode has opened up a new path for solving the problem of financing difficulties and non-governmental investment channels for domestic small and medium-sized enterprises. This article first introduces the meaning of crowdfunding financing mode, then analyzes the current situation of crowdfunding mode in domestic development and the factors restricting development, and finally puts forward relevant suggestions.