每当灾害过后,保险在灾害补偿过程中的缺位都成为我们不得不谈的话题。2008年上半年,伴随着重大自然灾害的频繁发生,中国保险业的“羸弱”面也一次次在我们面前呈现。对于尚无专门立法保障、仍处于蹒跚起步阶段的我国农业保险来说,其在重大灾害面前所能发挥的作用更加有限。 Whenever a disaster occurs, the absence of insurance in the process of disaster compensation becomes a topic we have to talk about. In the first half of 2008, along with the frequent occurrence of major natural disasters, the “weakness” side of China’s insurance industry appeared again and again in front of us. For our country’s agricultural insurance which is still in the faltering stage without special legislative protection, its role in the event of a major disaster is even more limited.