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基于田野资料,研究发现婚姻稳定性和家庭经济控制程度是私房钱产生的两个核心机制。在家庭婚姻稳定性机制方面,婚姻越稳定,家庭经济生活越有保障,家庭成员存私房钱的可能性相对越小;反之,婚姻越不稳定、家庭生活越没保障,家庭成员越有可能通过存私房钱来应对婚姻危机或家庭生计风险。在家庭经济控制机制方面,家庭经济控制越紧、越缺少经济自主性,家庭成员越有可能存私房钱,以此为个体欲望满足、生活自主化提供经济基础。前一个机制体现了安全逻辑,后一个机制体现了自由逻辑。
Based on the field data, it is found that the stability of marriage and the degree of family economic control are the two core mechanisms for generating private housing money. In the family stability mechanism, the more stable the marriage, the more secure the economic life of the family and the less likely the family members to save the private money. On the contrary, the more unstable the marriage and the less secure the family life, the more likely the family members will be to pass Saving private money to deal with marital crisis or family livelihood risk. In terms of the family economic control mechanism, the more tightly controlled the family economy and the less economic autonomy, family members are more likely to save private money, thereby providing an economic basis for individual desire satisfaction and life independence. The former mechanism embodies the security logic, the latter mechanism embodies the logic of freedom.