随着改革,开放和国民经济的发展,物资供销企业的经营业务不断扩大,购销原材料的品种、数量也不断增加。因而,商品资金的占用量也随之逐年增大。当前,全国对经济继续进行治理整顿,财政、信贷仍实行双紧方针,企业流动资金借款面临新的困难。在这种形势下,主要依靠银行借款去购买商品的物资供销企业也同样遇到流动资金贷款的困难。部份物资供销企业一方面出现库存商品积压,占用过多资金,另一方面,生产企业急需的原材料又没有资金去购买,如果不加强商品资金的管理,就会使物资供销企业陷入更大的困境。 With the reform, opening up, and the development of the national economy, the business operations of material supply and marketing companies have continued to expand, and the variety and quantity of raw materials for buying and selling have also increased. Therefore, the consumption of commodity funds has also increased year by year. At present, the country continues to revamp its economy and its fiscal and credit policies are still tightly implemented, and corporate liquidity borrowing faces new difficulties. In this situation, material supply and marketing companies that rely mainly on bank loans to purchase goods have also encountered difficulties in working capital loans. Some suppliers and sellers of materials supply and storage on the one hand have a backlog of inventories and occupy too much capital. On the other hand, raw materials that are urgently needed by production companies do not have the funds to purchase. If the management of commodity funds is not strengthened, the supply and marketing companies will fall into greater numbers. Dilemma.