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享老金制度是一国政府向符合规定条件的老年公民提供的一种现金转移支付计划,而与受益人退休前是否缴费或缴费多少没有直接或必然的联系。享老金制度的成本问题一直是人们关注的焦点,成为影响其发展和推广的关键因素。通过对拉美地区的主要国家玻利维亚、巴西、智利、阿根廷等国享老金制度的成本分析,可以发现这些国家享老金制度的成本一般占GDP的1%～2%,尤其是阿根廷的享老金制度成本只占GDP的1%。分析表明,拉美国家享老金制度的成本较低,财政负担并不显著。
The pension system is a cash transfer payment plan provided by a government to elderly citizens who meet the prescribed conditions, without direct or necessary connection with whether the beneficiary has paid or paid before retirement. The cost of the pension system has always been the focus of attention and has become a key factor affecting its development and promotion. The cost analysis of the pension system in Bolivia, Brazil, Chile, Argentina and other countries in Latin America shows that the pension system in these countries generally accounts for 1% -2% of GDP, especially in Argentina The cost of the gold system is only 1% of GDP. The analysis shows that the pension system of Latin American countries is lower in cost and the financial burden is not significant.