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财务分析整体状况良好刘先生家庭没有任何负债,储蓄比率=盈余/税后收入=64000/100000=64%,远远超过了常规值30%,说明家庭能在满足基本需求的情况下,把其余收入用于储蓄和投资,财务状况较为安全。金融资产配置不足从存款/每月支出=60000/3000=20这个数据来看,刘先生的流动性资产可以满足家庭20个
Financial Analysis of the overall good Mr. Liu family without any debt, savings ratio = earnings / after-tax income = 64000/100000 = 64%, far exceeding the conventional value of 30%, indicating that the family can meet the basic needs of the circumstances, the remaining Income for savings and investment, the financial situation is more secure. Lack of financial assets From the deposit / monthly expenditure = 60000/3000 = 20 of this data, Mr. Liu’s liquid assets to meet the family of 20