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近年来,浙江省按照国家部署,积极推进大病保险试点工作,从2012年起启动大病保险试点,从2014年起率先建立全省统一的大病保险制度。从试行情况看,大病患者个人负担往往随着医疗总费用递升而增加。据2012—2014年浙江基本医保数据统计,年均个人医疗总费用在10万元以下的,个人需承担20%;年均个人医疗总费用在10—30万元之间的,个人需承担30%;年均个人医疗总费用在30—50万元之
In recent years, according to the national deployment, Zhejiang Province has proactively promoted the trial work on major illness insurance and started the pilot program on major illness insurance from 2012 onwards. It has taken the lead in establishing the unified system of serious illness insurance in 2014 from 2014 onwards. From the trial situation, the personal burden of seriously ill patients often increases with the total cost of medical treatment. According to the statistics of basic medical insurance in Zhejiang in 2012-2014, the average annual personal medical care costs are less than 100,000 yuan, individuals need to bear 20%; the average annual total personal medical costs between 10-30 million, individuals need to bear 30 %; Average annual total personal medical expenses in the 30-50 million