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我国现行粮食流通体制存在的问题及粮食市场化改革给农发行经营和信贷管理带来一定的影响。在我国粮食流通体制转型期内,农业发展银行要履行好现阶段职能,充分运用信贷手段和自身优势,在维护国家粮食安全和农民利益方面起信贷保证作用;在粮食市场化改革方面发挥引导促进作用;进一步强化信贷监管,有效防范信贷风险;在信用咨询和信息服务方面积极创新金融服务品种,努力构筑粮食流通领域的诚信机制,营造银企良性互动格局。
The problems existing in the current grain circulation system in our country and the reform of the marketization of grain have brought a certain impact on the management of agricultural development and credit management. During the transitional period of China’s grain circulation system, the Agricultural Development Bank should fulfill its current functions, make full use of credit means and its own advantages, play a credit guarantee role in safeguarding national food security and farmers’ interests, and give guidance and promotion in the reform of the market-oriented food Further strengthen credit supervision and effectively prevent credit risks, actively innovate varieties of financial services in credit advisory and information services, strive to establish a credit mechanism in the field of grain circulation and create a benign interactive pattern between banks and enterprises.