中小企业融资涉及的问题多且复杂,任何单一部门设计的解决方案不能协调相关各方的利益关系,为此,我国政府、银行金融机构和中小企业不仅要进一步重视融资难问题的研究和自身问题的改进,而且相互之间要加强协同,发挥三方合力的作用。 The problems involved in the financing of SMEs are numerous and complex. The solutions designed by any single department cannot coordinate the interests of all parties involved. Therefore, the government, banking financial institutions and SMEs in China must not only pay more attention to the research on financing difficulties and their own problems. Improvement, but also to strengthen the coordination between each other, play a role of the three parties together.