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【裁判要旨】当事人持有的借款合同没有载明债权人,法院受理其提起的民间借贷诉讼后,被告对原告的债权人资格提出有事实依据的抗辩,法院经审理认为原告不具有债权人资格的,裁定驳回起诉。若该事实系在二审中查明,二审法院可直接撤销原判,裁定驳回起诉。案号一审:(2014)湖吴商外初字第13号二审:(2015)浙湖商外终字第12号【案情】原告:孙华(化名)。被告:唐强、谈芳(系唐强妻子,中国香港居民)、唐氏公司(谈芳为法定代表人)、华强公司(唐强为法定代表人)。(四被告均为化名)
【Referee motto】 The parties did not contain the loan contract to specify the creditors, the court accepted the lawsuit filed by the private lending, the defendant plaintiff’s creditors submitted a factual basis for the defense, the court hearing that the plaintiff does not have the qualifications of creditors, the ruling Dismissed. If this fact is found in the second instance, the court of second instance may directly withdraw the original verdict and adjudge to dismiss the suit. Case No. First instance: (2014) Lake Wu Shang Chu Chu Zi No. 13 Second instance: (2015) Zhejiang Lake Commercial Word 12 【Case】 Plaintiff: Sun Hua (not his real name). Defendants: Tang Qiang, Tan Fang (wife of Tang Qiang and Hong Kong resident in China), Tang’s company (Tan Fang is the legal representative) and Huaqiang Company (Tang Qiang is the legal representative). (Four defendants are aliases)