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随着银行信贷的紧缩,企业资金短缺问题更加突出。不少企业或相互拖欠货款,或长期占压银行贷款无力偿还,形成“连环债”。一些金融界人士预测,今后一段时期,宏观紧缩政策将会继续贯彻下去,社会资金供不应求的矛盾依然突出。若不采取积极有效的措施,企业拖欠贷款形成连锁反应,将给国民经济带来不利影响。浙江省工商银行的同志认为可考虑以下清理措施。1、银行主动协助企业催讨公款。银行具有接触
With the tightening of bank credit, the shortage of funds for enterprises has become more prominent. Many companies either default on mutual payments or suffer long-term bankruptcy of bank loans and are unable to repay, resulting in “consecutive bonds.” Some financial professionals predict that the macro tightening policy will continue to be implemented for a period of time in the future, and the contradiction in the supply of social capital is still prominent. If no active and effective measures are taken, enterprises will default on loans to form a chain reaction, which will adversely affect the national economy. Comrades of the Industrial and Commercial Bank of Zhejiang Province believe that the following clean-up measures may be considered. 1. The bank takes the initiative to assist the company in pursuing public funds. Bank has contact