论文部分内容阅读
建立客户退出机制,优化信贷结构:优化信贷人员结构,提高从业者素质:成立贷款检查中心,全流程专项贷款管理——山东淄博银监分局通过有效监管帮助农合机构防范信贷风险,成果明显在金融市场竞争日渐激烈的今天,如何通过有效监管,促进农合机构竞争力的全面提升,是摆在合作金融监管者面前的一道紧要课题。山东淄博银监分局以山东张店农村商业银行(以下简称张店农商行)为首家试点单位,推出一系列举措,取得了明显成效。
Establishment of a customer exit mechanism and optimization of credit structure: Optimize the structure of credit officers and improve the quality of practitioners: Establishment of a loan check center and special loan management for the entire process - Shandong Zibo Banking Supervisory Bureau helped RCA institutions to guard against credit risk through effective supervision, with obvious results Nowadays, with the increasingly fierce competition in the financial market, how to promote the comprehensive competitiveness of rural cooperative institutions through effective supervision is an important issue facing cooperative financial regulators. Shandong Zibo Yinjian Branch took Shandong Zhangdian Rural Commercial Bank (hereinafter referred to as Zhangdian Nongxing Commercial Bank) as the first pilot unit to launch a series of measures and achieved remarkable results.