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根据我国涉农保险的现状,普遍存在地方政府不够注重、地域差异化较大、承保率较低、发展环境有待优化、基层行政执法不规范、性质定位模糊、监管力度不强等问题,导致我国涉农保险法律制度发展缓慢。当前我国只有关于农业保险的政策和规定,正规的专门的涉农保险法律制度较少。因此我们要改变涉农保险现状,就要立足于国情,从我国的涉农保险的实际出发,加强我国涉农保险优化发展的法律制度的构建。
According to the status quo of China’s agricultural insurance, the prevalence of inadequate attention to local governments, large geographical differences, low coverage, the development environment needs to be optimized, the grass-roots administrative law enforcement is not standardized, fuzzy nature of the position, supervision is not strong and so on, leading to China The legal system of agricultural insurance is developing slowly. At present, there are only the policies and regulations on agricultural insurance in our country, and the formal specialized legal system on agricultural insurance is relatively small. Therefore, if we want to change the current status of agricultural insurance, we must base ourselves on our national conditions and proceed from the reality of agricultural insurance in our country to strengthen the construction of a legal system that optimizes the development of agricultural insurance in our country.