自我国加入WTO以来,为与国际市场相接轨,利率市场化的脚步从未停止。随着我国的进一步的经济开放,利率市场化给商业银行带来了机遇也带来了挑战。优质的国内外企业将展开更加激烈的竞争,对于传统商业银行,特别是中小银行来说,无疑将是一场巨大的冲击。 Since our country joined the WTO, in keeping with the international market, the pace of marketization of interest rates has never stopped. With the further opening of China’s economy, the marketization of interest rates has brought opportunities and challenges to commercial banks. High-quality domestic and foreign enterprises will start more intense competition, for the traditional commercial banks, especially small and medium banks, will undoubtedly be a huge impact.