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“融资难、融资贵”是全球中小企业都面临的共性问题。本文参照近日出台的工业和信息化部、中国银行制定的《促进中小企业国际化发展五年行动计划(2016—2020年)》,结合我们对中小企业授信业务的研究和20多年的授信经验,以务实的角度从深层次分析了中小企业“融资难、融资贵”的根源,对拓展小企业授信业务的主观能动性,对加快中小企业“走出去”和“引进来”提出了几点浅见。
“Difficulties in financing, financing expensive ” are the common problems facing small and medium enterprises in the world. This article refers to the Ministry of Industry and Information Technology and the “Five-Year Action Plan for Promoting the International Development of SMEs (2016-2020)” promulgated by the Bank of China recently. Based on our research on SME credit business and more than 20 years of credit experience, From a deep perspective of the plight of small and medium-sized enterprises (SMEs), the sub-initiative of expanding the credit business of small-sized enterprises is of great significance in speeding up SME “going out” and “bringing in” Made a few humble opinion.