自2008年浙江省台州市第一家小额贷款公司在温岭创办以来,经过多年的发展,全市小额贷款公司数量持续增加,业务覆盖面不断扩大,社会影响力逐步增强,为全市金融市场注入了新的生机和活力。然而,小额贷款公司也面临着一些潜在问题,不少小额贷款公司为追求利润最大化在贷款投 Since the establishment of Wenling in 2008, the first microfinance company in Taizhou, Zhejiang Province, after years of development, the number of small loan companies in the city continued to increase, the coverage of the business continued to expand, and the social influence gradually increased, injecting into the financial market of the city New vitality and vitality. However, small loan companies also face some potential problems. Many small loan companies seek profit maximization in loan investment