发展零售业务部门是美国银行业在80年代后期以来业务发展战略的一个重要内容,也取得了很明显的效果。1996年美国全部银行贷出中零售业务的比例由1985年的31%上升到45%,而资产规模前100的银行贷出中零售业务所占比例上升的更加明显。可以说零售业务是90年代美国商业银行增长最快 The development of the retail business sector is an important part of the business development strategy of the U.S. banking industry since the late 1980s and has achieved remarkable results. In 1996, the proportion of US retail loans lending out to all banks in the United States rose from 31% in 1985 to 45%, while the share of retail loans lending out of the top 100 assets rose even more sharply. It can be said that the retail business is the fastest growing U.S. commercial bank in the 1990s