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民间金融是近年来政府关注的重点,对其究竟是抑制?还是引导规范?国家政策一直多有变化。今年以来,政府的态度渐渐明朗,对民间金融还是以鼓励发展为方向,注重发挥它在活跃民间企业融资上的作用。典当是典型的民间金融,在国家引导民间金融之际,为求得典当业的健康发展,最为重要的莫过于厘清典当的含义、现今法律对其如何规定、规定是否存在不足之处以及该如何完善。
In recent years, the non-governmental finance has been the focus of the government’s attention. Whether it is restraining or guiding norms? There have been many changes in national policies. Since the beginning of this year, the attitude of the government has become clearer. It has also focused on encouraging non-government finance and giving prominence to its role in financing non-governmental enterprises. Pawn is a typical non-governmental finance. When the state guides private finance, the most important thing to do is to clarify the meaning of pawn, how it is regulated by current law, whether there are deficiencies and how to stipulate it perfect.